Loans in Lake Charles, LA
To help the people of Calcasieu Parish and Allen Parish, Louisiana, Tower Loan has a Lake Charles branch staffed with a manager and customer service representatives. In our office, we also serve the surrounding towns of Iowa, Ragley, Westlake, Reeves, Kinder, and Bell City.
To discuss your loan needs and apply for a loan, you can stop by our Lake Charles branch in a brick shopping center called Signature Plaza. Our Lake Charles branch is located at 1200 North Martin Luther King Highway, Suite 150. Our parking lot holds approximately 20 to 30 vehicles, and there are at least 10 additional spots behind our office.
You only need a few minutes to complete a quick credit application to get approved for a loan. Once approved, you’ll need to come into our Lake Charles branch with your ID and proof of income. Our Lake Charles customers should know that we do not base loans on a credit score but look at several factors to make each loan decision. We do offer installment loans, but we are not a payday lender. Please stop by today to see if we can get you qualified for a loan so you can get back on a good financial track in Lake Charles.
Address
Hours
Monday & Friday: 8:00am – 6:30pm
Tues, Wed, Thurs: 8:00am – 5:30pm
Saturday: 8:00am – 12:00pm
Phone
Map
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Nearby Branches
Our Loan Options
Online Loans
Online loans in Lake Charles are designed for anyone seeking a quick solution to their immediate financial issues. If you don't have time to come to one of our loan places in Lake Charles, LA, or the surrounding area, we offer a quick and easy credit application process. If you apply for online loans in Lake Charles during business hours, you’ll usually receive a decision on your application within minutes!
Personal Loans
Personal loans are consumer credit loans given to individuals for various purposes. They have fixed payment amounts over a certain period. Because of the consistent payment schedule, securing Lake Charles personal loans may be preferable in comparison to traditional revolving credit or credit cards. These loans are repaid in monthly installments over a predefined time period. If payments are completed on time, these can also be used to improve your personal credit score. Tower Loan offers secured personal loans in Lake Charles, LA, within certain limitations.
Installment Loans
An installment loan is when a customer borrows money over a specific period of time and is returned in monthly payments. Unlike revolving debt such as credit cards, these loans are advantageous because the APR and interest rate are set for the payback period. Tower Loan provides a variety of installment loans in Lake Charles based on the amount that best suits your needs. This allows you to schedule your payment each month and prevents skipping payments due to revolving debit's monthly interest adjustments.
Vacation Loans
Vacation loans are an excellent way to make the most of your time away from home with your family or friends. You don't have to dive into or deplete your savings account using personal finance for your next vacation. You'll have a set amount of installments and a stable interest rate with Tower Loan. When money is tight, Tower Loan’s personal vacation loans are here to help you create lifelong memories forever. We love assisting our customers in achieving their dreams of seeing the world. Vacation loans are just one of the numerous ways Tower Loan can help you today!
Home Improvement Loans
Home renovation tasks may be costly, from upgrading pricey appliances to installing energy-efficient windows to upgrading a plumbing system or embarking on substantial structural repairs. Your home repair efforts may surpass the amount of money you have to pay out-of-pocket, depending on the tasks and contractors you choose.
That's why home improvement loans are so valuable: they provide you the money you need to fix, maintain, or upgrade your property. If you’re looking to upgrade your home, you don’t have to run around looking for loans. Lake Charles, LA, has a Tower Loan office ready to serve you.
About Tower Loan
Tower Loan has been assisting our customers with loans in Lake Charles, LA, and the surrounding states since 1936. There's no need to worry about becoming stuck in revolving debt because all of our loans have equal installment payments.
We have over 230 locations around and have worked hard to earn the trust of our community to become one of the premier loan companies in Lake Charles. We take pleasure in providing the finest possible customer service to our clients. At Tower Loan, we pay close attention to your needs to ensure that the process of acquiring credit is as simple as possible.
Whether you’re looking for loans in Lake Charles, or want to start on some home improvements, the process is straightforward:
Fill out and submit an application. You can do so online, by phone, or by visiting one of our local branches. To get an instant response on your loan application, we'll ask for certain personal, financial, and work information.
Double-check your details. You might have to answer a few identity questions if you submitted your application online. Otherwise, you'll need to go to the nearest branch to have a loan professional check your name, income, and collateral (if applicable).
Sign and collect your loan after completing the application. You can sign your paperwork electronically after picking your term choices, and then simply wait for a deposit to be paid into the account you submitted. We will provide you a check for the proceeds of your loan if you review and sign your documentation at one of our many office locations.
Educational Resources
Tower Loan is the go-to resource for anybody interested in learning more about their financial situation and lending possibilities. We’ve compiled a huge repository of information on how to apply for a loan, as well as blog posts with financial education tools and financial services support so you can stay on top of your finances.
Our objective is to give financial education, vacation suggestions, and home renovation ideas. Check out our blog to find answers to many of your questions regarding personal finances and how to make your money go farther!