Tower Loan

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Illustration of someone reading a chart about Debt-to-Credit Ratio: What Is It & Why Is It Important?

Debt to Credit Ratio: What Is It & Why Is It Important?

Understanding Your Debt to Credit Ratio Your debt-to-credit ratio is the percentage of available credit you currently use. It’s an important financial metric to understand because lenders use it to determine how much you can borrow and your interest rate.…

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Debtor vs Creditor: Difference, Characteristics, and Examples

Introduction to Debtors and Creditors In financial relationships, people and organization’s roles are commonly split into debtors and creditors. In straightforward terms, a debtor is someone who borrows money, and a creditor is someone who lends it. Yet, it’s important…

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How to Plan and Budget for Unexpected Expenses

Understanding Unexpected Expenses vs. Overlooked Costs Even the most responsible and financially secure people get thrown off by unexpected expenses when they least expect it. Unexpected expenses are financial emergencies that arise without warning and that you couldn’t have seen…

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